Free ACA &

Medicare

Health

Insurance Help

Get personalized guidance, plan selection, enrollment, and ongoing support — at no cost to you. Ever.

Licensed & Certified

ACA & Medicare

Experts

No Fees.

Ever.

Why Our Help Costs You Nothing

We understand you might wonder how we can offer free service. Here's the honest

explanation.

Clients Never Pay

You will never be charged for our help with enrollment, questions, or ongoing support.

Carrier Compensation

Insurance carriers pay brokers directly — this is built into how the industry works.

Same Plans & Prices

You get the exact same plans at the same prices as Healthcare.gov — never more.

Extra Support Included

Unlike going direct, you get personalized help and year-round support at no extra cost.

Simple, Stress-Free Coverage Help

We make the complex world of health insurance feel manageable and clear.

ACA Marketplace Enrollment

We guide you through the entire Marketplace process, from comparing plans to completing

enrollment.

Medicare Plan Guidance

Navigate Medicare options with confidence. We explain Parts A, B, C, D and help find the right fit.

Plan Changes & Life Events

Lost coverage? Got married? Moved? We help you qualify for and complete Special Enrollment.

Renewals & Ongoing Support

We're here year-round to answer questions, update your plan, and ensure you stay covered.

When Can You Enroll?

Whether it's Open Enrollment or a Special Enrollment Period, we're here to help.

The annual Open Enrollment Period is when anyone can sign up for or change their ACA Marketplace health insurance plan for the upcoming year.

Compare all available plans in your area
Check eligibility for subsidies
Enroll in coverage starting January 1

Certain life changes give you a 60-day window to enroll in or change your health coverage outside of Open Enrollment.

Lost your health coverage
Moved to a new area
Got married or had a baby
Income changed significantly

How It Works

Getting help with your health insurance is easy. Here's what to expect.

Submit the Form

Fill out a quick form with your basic information. It takes less than 2 minutes.

Get Contacted

A licensed broker will reach out to discuss your needs and answer any questions.

Get Covered

Receive personalized plan recommendations and enrollment help — all for free.

By submitting this form, you consent to be contacted by SOS Health Insurance by phone, text, or email about your health coverage options. Standard message and data rates may apply. You may unsubscribe at any time. This website is owned and operated by SOS Health Insurance and is not affiliated with the U.S. government or the federal Marketplace

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No spam. No obligation. No cost. Your information is secure and never shared.

Helping individuals and families navigate health insurance with free, expert guidance.

Contact Us

Important Information

Licensed insurance agents in good standing. We help you find and enroll in plans — never charge you for our service.

SOS Health Insurance LLC is a licensed health insurance agency. Our services are free to consumers. We are compensated by insurance carriers when you enroll in a plan. We are not affiliated with, endorsed by, or connected to Healthcare.gov, the Centers for Medicare & Medicaid Services (CMS), or any government agency. Plan availability and pricing vary by location.